Small business loans can help you maintain and start your business. While tightening lending standards may make it difficult to get a loan, learning to navigate the process ahead of time will help you succeed. Finding a business loan for your business with the right interest rate can be difficult. From SBA and PPP loans to term bank loans, we'll go over all the information you should know so that you can make the best choice. Some small business loans come quickly, others take longer, some are expensive, and others offer inexpensive funds.